Healthcare Sign Up: New and Improved

I signed up for healthcare coverage for 2015 at Healthcare.gov. Unlike last year, absolutely no problems with the system. The only hiccup occurred with United Healthcare when I tried to review its provider network—that system seems to be unable to stand the load. The government site, though, was a piece of cake.

I was able to get a plan that was about a third of what I paid this year. It’s more of a managed plan where I have to use a set of providers, but I’m OK with the providers. I stayed with Coventry because they provided good coverage this year, and they seem to be the only provider who has its online act together.

Only one problem with this year’s sign up, and it’s bureaucratic not system specific: proving income.

To be eligible, I have to mail (hard copy), or upload proof of income for 2015. I have to send in one of the following:

   Wages and tax statement (W-2)
 · Pay stub
 · Letter from employer
 · Self-employment ledger
 · Cost of living adjustment letter and other benefit verification notices
 · Lease agreement
 · Copy of a check paid to the household member
 · Bank or investment fund statement
 · Document or letter from Social Security Administration (SSA)
 · Form SSA 1099 Social Security benefits statement
 · Letter from government agency for unemployment benefits

I’m a self-employed writer, which means my income is erratic. According to the notice, the self-employment ledger can be pre-filled in with estimates. I keep a spreadsheet, which I guess will have to become my self-employment ledger. Or I can send a copy of my lease or bank statement, but that doesn’t really prove my income. It’s bizarre, and more than a little irritating.

There’s a thing called the 1040—why this isn’t acceptable, I don’t know.

Anyway, I’m all finished. Now what the hell will the GOP have to bitch about if they can’t bitch about Healthcare.gov?

The Affordable Care Act: Field tested in battle conditions

How can you tell if armor is any good? You field test it. You shoot stuff at it. You shoot a lot of stuff at it.

Think Progress created a one-page timeline of GOP attacks on the Affordable Care Act. After looking at the extraordinary degree the GOP went to undermine and/or kill the ACA, I came away with a feeling that this thing must be pretty good—look at how it survived all these attacks.

What’s a bit sad about the timeline is knowing that the GOP has spent most of its time the last several years either trying to prevent people like me from having access to affordable health care or ensuring that women have little or no control over their bodies—or both. Seriously, GOP, my god, don’t you have anything else to do?!

Regardless of all the attempts, the ACA survived. It not only survived, but I’m now a proud possessor of a genuine healthcare policy, provided via the Healthcare Marketplace, that allows me to see the doctors I want to see. I had originally decided to go with an Anthem Blue Shield plan, but the company is having problems with its own systems and the provider network wasn’t that great. Instead, I went with Coventry and I can see the doctors I want to see and it covers all the nearby hospitals and urgent care centers. The deductible and co-pays aren’t too bad, either.

All the GOP warnings about the many and myriad failures of the Affordable Care Act—of Obamacare—have proven to be false. False. The hysteria has been proven to be nonsensical, the assertions are unfounded, even the court challenges have, for the most part, been unsuccessful. The only court case of importance that still exists (Sebelius v. Hobby Lobby Stores) should give even the GOP cause for concern because if the Supreme Court determines corporations can have religious freedom as well as freedom of speech, we’re all in a world of hurt. And that includes the corporations because a religious ruling undermines the economic separation between corporate owners and corporate actions (which is why the Chamber of Commerce is rooting for the government’s side in this one).

The real problem, though, isn’t with the GOP. No, the real problem is with the Democrats. And people like me.

See, once I stopped having problems with the Marketplace and was able to get a healthcare policy, I never said another word about the ACA. I bitched about the system, but when it came through in the end, not a peep.

That’s a heck of a way to thank a system that ensures I have healthcare coverage for the first time in five years.

And Democrats, oh my. When did aliens come from another planet and rip the backbone out of every Democratic candidate for office in the land? Instead of holding up the ACA with pride—because they, more or less, single-handedly solved one of this country’s biggest problems—they either pretend the ACA doesn’t exist, or they actually repudiate it.

Seriously, Democrats create a system that, over time, will ensure the majority of people have adequate healthcare coverage in the only industrialized nation that didn’t ensure this previously, and they run for rocks when it’s mentioned.

Well here’s a clue, gutless ones: I won’t vote for a Democrat that doesn’t go, “Damn straight, I’m proud of the ACA!”

We need to stop letting the GOP control the discussion about the Affordable Care Act. We need to stop pandering to the ignorant and the paranoid and the libertarians who, frankly, can only be libertarian because our government is so damn strong.

The Affordable Care Act is a good thing. End of Story.